Youth Savings & Debit Accounts
Discover PNWFCU’s youth savings and high-yield debit account options, designed to teach financial independence. Start your child’s financial future off right with great rates, no monthly fees, easy access and great perks!
High-Yield Edge Debit Account
Open an Edge Debit (checking) Account with Pacific NW Federal Credit Union and get tons of great rewards! This account is available for youth ages 17 and under.
- 5.00% APY* on balances up to $1,000
- We’ll put in the first $55!**
- $5 deposit on your birthday!
- Free debit card
- No monthly fees
- Free Mobile and Online Banking, Bill Pay, and eStatements to easily keep track of your account
- Monitor your spending and set alerts and controls with Card Center
- Make purchases with your phone using Apple Pay™, Google Pay or Samsung Pay
- Access to over 30,000 surcharge-free ATMs + 5,000 shared branch locations. Plus, no fees assessed by PNWFCU at non-CO-OP machines***
- Free budgeting and financial tools
Open your Edge Debit Account today and start earning (& learning) more!
Open Edge Debit AccountEdge Debit Account Rates
| Account Balance | Dividend Rate | Annual Percentage Yield | Minimum Balance To Earn APY* |
|---|---|---|---|
| Rates Effective: 10/16/2024 | |||
| Up to $1,000 | 4.89% | 5.00% | $5.00 |
| $1,000.01 and higher | 0.10% | 0.10% | $1,000.01 |
High-yield Edge Debit account is available to members ages 17 and under. When member attains the age of 18, the account will be converted to an E-Checking account, earning that account’s published rate at that time. Members under 13 years old are required to have a parent or guardian on account. eStatements are required for account. Click here to view other accounts and rates.
* APY = Annual Percentage Yield. Rate subject to change without notice. Stated high-yield APY is for balances up to $1,000; balances of $1,000.01 and higher earn posted account rate.
**PNWFCU will deposit the first $5 in the savings account and $50 in the Edge Debit account for new members only. Bonus will be included on a 1099-INT for tax purposes.
***All members may be assessed a surcharge by the ATM proprietor when they use a non-PNWFCU ATM.
Savings Accounts
Kids Savings (ages up to 12)
- No minimum to earn dividends
- Small prizes for savings
- Birthday cards
Edge Savings (ages 13 – 17)
- No minimum to earn dividends
- Free mobile banking and external transfer options
- Access to first-time car buyer loans*
- Option to apply for a starter Visa card*
*Cosigner required for loans if under 18 years old. All products subject to approval. Some restrictions apply.
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