Financial Tools - Pacific NW Federal Credit Union

Financial Management Tools

These resources can help you make more informed decisions for long-term financial health. Our educational tools and videos offer personalized guidance for taking greater control of your finances. Stop by your local branch, call, or text us at 503.256.5858 to learn more.

General Tools

Gain a deeper understanding of general financial topics, like how to properly manage debt, protect your identity, build your credit and more.

American Consumer Credit Counseling
Get credit counseling, debt management, debt consolidation and financial education services in English and Spanish.
Federal Trade Commission
Battling financial distress? Learn about looking for a new job, choosing the right credit card, setting a budget and avoiding scams.
Free Annual Credit Report
Receive a free copy of your credit report every 12 months from each credit reporting company. Review to ensure the information is correct and up-to-date.
Prescreen Credit Opt-Out
Opt out or opt in to prescreen offers through the Consumer Credit Reporting Industry website. The four major consumer credit reporting companies will no longer include you in their firm offer lists if you opt out.
MyCreditUnion.gov
Discover identity theft and fraud prevention tips, along with other helpful financial resources from the National Credit Union Administration.
Share Insurance Coverage
PNWFCU member deposits are protected by the National Credit Union Share Insurance Fund. Use this estimator to review your share insurance coverage.
View Your FICO^® Score for Free*
Learn how scores are calculated, what to do if there is an error on your credit report, how to improve your score and more. Plus check your FICO^® Score in online banking or the PNWFCU app.

*FICO^® is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Featured Products

Grow your savings safely with our competitive offerings designed to meet your financial goals. Take the first step by setting up a complimentary consultation with our CFS* Financial Advisor.

Wealth Management Services: Our licensed CFS* Financial Advisor offers tailored guidance to help grow and protect your wealth. You’ll learn customized financial planning strategies designed to help achieve your short- and long-term goals.
Certificates of Deposit: Earn a fixed, competitive interest rate on an NCUA-insured CD. Build your savings safely and reliably with flexible terms to meet your needs.
Money Market Accounts: Access liquid savings with competitive rates on an NCUA-insured account. Flexible and convenient for stashing cash while earning variable interest.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Pacific NW Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Helpful Videos

How to Use Remote Check Deposit: Instantly deposit checks from anywhere using our convenient mobile app. Simple, secure, and saves you a trip to the branch.
Manage Your Finances With Our Mobile App: Take control of your money on the go. Our mobile app lets you manage accounts, track spending, deposit checks and more with just a few taps.
How to Set Up Direct Deposit: Get paid faster with direct deposit. Set up one-time or recurring transfers into your accounts securely and reliably in just minutes.
Check Writing 101: Master check writing with ease. Learn proper payee, date and amount formatting plus handy tips to avoid errors and keep your account balanced.
How Checking Accounts Work: Discover the ins and outs of checking accounts. Learn how deposits, withdrawals, balances, holds and more work.

Tools for Young Adults

Learning essential financial skills early in life sets you up for future success. Find out how to manage accounts, build credit responsibly and grow your money wisely. Our financial education lessons will help you establish healthy money habits and achieve financial independence.

Financial Education Lessons High School Lessons

Get a Head Start With These Resources

$1,500 Scholarship: We give away two $1,500 scholarships each year. We invite PNWFCU members living in Oregon or Washington and attending undergraduate college next fall to apply. Visit the OSAC website and use our scholarship code 189.
What You Need to Know About Your First Checking Account: Open your first checking account with confidence. Discover how to manage transactions, balance funds, leverage overdraft and use your debit card responsibly.
How to Fill Out the FAFSA: Demystify the FAFSA and maximize your financial aid eligibility. Discover how to provide accurate info, meet deadlines and correct errors effortlessly.
11 Ways College Students Can Save Money: Stash cash for school expenses with insider tips. Discover practical ways to spend less on housing, textbooks, transportation, dining and more.

Featured Products for Young Adults

Jumpstart your financial journey with our tailored offerings designed to empower young adults. Build credit, earn cash-back rewards, and grow your savings to reach your goals.

Car Loan: Get your first car loan with PNWFCU and start building credit.
Cash Awards Visa: Use your Visa and earn 1% cash back!
Edge Savings Account: Save up for college (or a car, a house or whatever else you have in mind).
Edge Debit (Checking) Account: Get a great rate on your first debit card account! Plus, we’ll make the first $55 deposit and you’ll get $5 on your birthday! Learn more.

Tools and Financial Games for Kids

Nurturing financial literacy at a young age plants the seeds for growth. Help children cultivate money management skills through financial lessons that make learning fun.

Grade School Lessons Middle School Lessons

Featured Products for Kids

Help your children build smart money habits from an early age. We offer engaging savings accounts and starter financial products designed just for young savers.

Kids’ Club Savings Account: Inspire young savers with prizes. Our savings accounts for kids reward deposits with fun prize drawings and birthday cards. Engaging incentives nurture positive financial habits.
Edge Savings: Ages 13-17 can open this savings account and learn how to manage their finances using our free mobile banking app.

Financial Tools FAQs

We offer a variety of tools to help you take greater control of your personal finances. These include budgeting calculators, spending trackers, investment analysis tools and more. Our online banking platform also allows you to easily view all your accounts in one place and set spending alerts.

Our financial calculators will help you with money management, retirement planning, mortgages, budgeting, investing and more. These tools allow you to forecast your savings, estimate payments, analyze investment performance and optimize your finances.

Our CFS* Financial Advisor is available to provide personalized guidance on retirement planning. We also offer the following resources to assist with retirement planning:

Online calculators to estimate retirement needs
Webinars to develop a retirement strategy
Investment products like IRAs to save for the future

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Pacific NW Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

We use industry-leading encryption and security measures to keep your personal finance information safe. Secure logins, two-factor authentication and fraud monitoring are just some of the security measures we employ.