Pacific NW Federal Credit Union

Elementary School Financial Education

Introduce your students to the basics of money and personal finance! This elementary school financial education program includes all the materials you need to teach kids about money.

Review Lessons for All Grade Levels

Would you like to see a list of lessons for all grades? Click here for an index.


Elementary School Lesson Plans

Financial literacy for kids - elementary school lesson about what money is
Module 1: Money – What Is It?

Students will look at all the coins that are part of the U.S. currency and learn what each is worth. Lesson includes flash cards, a PowerPoint about the history of money, and a song about coins. Check out a fun video of kids singing the song here.

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Elementary school financial education lesson plan about earning money
Module 2: Earning

How can you earn money? Even as a young person you can be creative to help around the house or neighborhood (in safe ways). This interactive lesson includes a Shark Tank exercise and can span the elementary grade levels through middle school.

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Elementary school financial education lesson about spending wisely
Module 3: Spending

Students will learn the different types of spending (and saving!), the value of their money, and how to keep track of spending. This module includes an interactive Price is Right game, which gives students the chance to have fun and wear costumes as contestants!

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Financial education lesson teaching kids how to create a budget
Module 4: Creating Your Budget

Students will learn how to save money and prioritize their spending. They’ll create a budget book and track their spending in different categories. Over several months, students will form a habit of reflecting on their financial decisions. Lesson includes a fun budget game they can play with candy.

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Financial decision making lesson for grade school
Module 5: Financial Decision Making

This lesson will teach students to reflect on their money habits and determine if an item is a want or a need. They will consider how wants and needs can affect happiness, and how to find balance in life.

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Elementary school financial education lesson about persuasive writing
Module 6: Financial Education and Persuasive Writing

Module 6 gives students a chance to practice their powers of persuasion. They will debate the value of making pennies and the importance of financial education in schools.

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Financial education lesson teaching kids about producers and consumers
Module 7: Producers and Consumers

Students will learn the difference and the relationship between an economic producer and consumer, and goods and services. Lesson includes an interactive game with account transaction sheets.

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Module 8: Money Dominoes

Students will understand that there are many ways to make or write different amounts of money. Module includes a printable dominoes game that students play by matching amounts using different symbols, words and coins.

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Marketplace Addition & Subtraction
Module 9: Marketplace Addition & Subtraction

Students will master addition and subtraction with decimals utilizing the real-world concept of money. This module features a classroom marketplace activity, making learning practical and fun.

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Join Our Facebook Group: Teaching Money Skills

Join our Facebook group to get access to the latest elementary school lesson plans, ask questions, and collaborate with other financial education teachers. Let’s work together to empower the next generation with the skills they need for life!

Questions or Suggestions? Get in Touch

Contact us with any questions, suggestions, or to request Kristin to teach in your classroom.

Elementary school students learning financial literacy