Estate planning is one of the most important steps you can take to protect your loved ones. Don’t wait to secure your legacy and protect those you care about most.

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Did you know that less than ½ of adults in the US have a will?

Many people don’t stop to think about what might happen to their finances or their family if the unexpected occurred. October is Estate Planning Awareness Month, and the ideal time to create or update your estate plan.

Oftentimes, key life milestones can prompt people to establish or update their estate plans:

• Welcoming children or grandchildren into the family
• Purchasing a home or additional properties
• Marriage, remarriage, or divorce
• Preparing for significant travel
• Receiving an inheritance
• Moving to a new state

For anyone experiencing these life changes—or simply seeking peace of mind—now is the time to take action. Having your estate plan in place isn’t just about protecting assets—it’s about ensuring that your loved ones are cared for during life’s most challenging moments.

What can happen without a will?

What can happen if you don’t have an estate plan in place? Watch this video for some of the negative impacts of dying without a will: [Watch the video].

We can help

Loved ones deserve protection, and every legacy deserves to be secured. CFS* Financial Advisor Ron Barnett is here to help provide guidance and resources for every step of the way.

If you don’t have an estate plan yet in place, or you need to update your plans, now’s the time to take action. Contact Ron to today to get started!

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Pacific NW Federal Credit Union does not provide tax or legal advice. For such guidance, please contact your tax or legal professional.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Pacific NW Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.