Pacific NW Federal Credit Union

Any kind of camping vehicle could qualify for an RV loan at PNWFCU^®. That includes new and used motorhomes, camper vans and Sprinters, trailers, teardrops and tent trailers.

And of course it includes the adorable Aero Teardrops, a local business that we love!

PNWFCU^® RV loans require 10% down, with no minimum or maximum RV loan amount. With just 10% down, you can hit the road in a new or used RV and make lasting memories.

The answer depends on many factors. Sometimes, home equity loans have lower interest rates than RV loans, and the interest can be tax deductible. However, that’s not always the case.

If you’re unsure which financing option is best for your financial situation, we offer a handy calculator to help you determine which type of loan will save you more!

You work hard for your money. In an uncertain world, you want to know you can trust the people who are looking out for your financial future.

PNWFCU^® has been putting people before profits since 1942. Our philosophy is all about giving back, not only to our members, but to the community where they live, work and play!

That’s because we’re a member-owned not-for-profit. This cooperative model means that we’re invested in your financial success. Instead of hanging on to profits, we give them back to you in the form of lower fees and better interest rates.

You’re not just an account, you’re a member, with all the privileges and benefits that come with it.

That’s entirely up to you and what kind of RV and lifestyle you’re looking for. While our interest rates for new RVs are lower than for used RVs, you should choose the camper that’s right for you and let us handle the financing.

Every borrower is different—loan amounts will vary from member to member, with loan terms up to 240 months. Let’s find the best solution for you.

Applying is easy.

First, you need to be a Pacific NW FCU member. Anyone is eligible to join if you live, worship, go to school, work (or regularly conduct business) in Clackamas, Columbia, Hood River, Multnomah, Washington or Yamhill Counties in Oregon, or Clark or Skamania Counties in Washington.

Eligibility is also extended to businesses and other legal entities located in those counties.

Next, you’ll fill out our online application, which includes:

• Information about the kind of loan you want
• Collateral information (where applicable)
• Details about you and your co-borrower (if any)

Then, you review and submit. We’ll take a look at your application, your credit score and credit history, any existing debt you have, as well as proof of income and identity.

The kind of rate you qualify for is based on repayment period, collateral year, available rate discounts and your credit qualifications, including credit score.

You can make one-time or recurring loan payments from your PNWFCU^® account, or make online payments from another financial institution. Visit the payment center to see how.

You may also be able to skip a loan payment once per 12-months using our Skip-a-Pay service (learn more about terms and conditions).