Cash Back Credit Cards
Shop and earn! The Cash Awards Visa credit card puts money back in your pocket with every purchase made.
Apply Now View RatesCredit Card Benefits
All credit cards from PNWFCU feature the following benefits:
- No annual fee
- No cash advance fees
- No balance transfer fees
- Contactless card payment
- Visa protection benefits
- Receive transaction alerts, turn your card on and off, and more with Card Center.
If you’re not a member of PNWFCU®, please review our membership requirements and then follow the simple steps to join our financial family. You can apply for one of our credit cards once approved.
More Details About Cash Awards Visa
Turn everyday spending into a rewarding experience with our Cash Awards Visa credit card. Every purchase contributes to a 1% cash-back bonus. Forget the struggle of keeping track of points or miles. Instead, watch as your cash rewards flow directly and automatically into your account.
- Use your Cash Awards card anywhere Visa is accepted
- Enjoy 1% cash back on all your purchases
- Forget about tracking points or miles
- Your savings account receives automatic cash-back deposits
- We deposit earnings back into your account on the 15th day of every quarter (or the next business day) in January, April, July, and October.
Rates
| Card Type | Reward Rate | APR* | Repayment Term | Annual Fee |
|---|---|---|---|---|
| Cash Back Visa | 1% cash back on your purchases | 12.74% - 18.00% | Revolving | No annual fee |
*APR = Annual Percentage Rate. Other terms and conditions apply. Contact us for additional information. Click here for our Visa Application Disclosures and Consumer Credit Card Agreement.
Cash Awards Visa Safety Features
All PNWFCU credit cards have advanced security features to help keep your account safe. This added layer of protection provides peace of mind and ensures a smooth card management experience.
Safety features include:
- Contactless payment technology
- Secure transactions powered by data encryption
- 24/7 fraud monitoring to ensure your protection
- Card Center for easy card management and alert customization
How to Apply for a Credit Card
- Step 1: Click the “Get Started” button below to apply online.
- Step 2: Fill out the requested personal information sections and review the terms. Click here for our Visa Application Disclosures and Consumer Credit Card Agreement.
- Step 3: You’ll receive your new card shortly after approval. You can now start spending and earning!
★★★★★
“In my 50 years of membership, I’ve always felt welcomed like I’m part of a community rather than just a customer. The staff will bend over backwards to make sure your financial needs are being addressed.”
— Jane L., Portland, Oregon
Resources
Find out more about how to protect yourself and your card from fraud attempts, make payments, and manage your card, quickly and easily, from wherever you happen to be!
Card Travel Tips
Payment Center
Digital Wallet Solutions
Card Center
Fraud & Scam Resources
Card Payoff Calculator
Credit Card FAQs
You earn a 1% cash back reward every time you make a purchase using the card. This means if you spend $100, you get $1 back. We automatically credit the money into your account every quarter.
The Cash Awards Visa makes earning rewards a breeze. There is no need for tracking caps or certain spend types. Just spend and watch your rewards multiply.
Absolutely! The money goes straight into your account and you can use it to pay your credit card bill or anything else.
Yes! You can transfer the balances from different credit cards onto your newly acquired PNWFCU card. Balance transfers are subject to current interest rates. Contact us for more info.
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