Credit Cards
When it comes to credit cards, PNWFCU members have great options. Enjoy no annual fees, fantastic perks, and endless possibilities.
Cash Awards Visa Credit Card
Our Cash Awards Visa rewards you for everyday spending. Earn 1% cash back and forget about the hassle of tracking points or miles. The cash you earn will be automatically deposited into your account!
- Use the Cash Awards card anywhere Visa is accepted
- Earn 1% cash back on purchases
- No need to track points or miles
- Cash back is automatically deposited into savings account
- Deposits occur on the 15th day (or next business day) of each new quarter
- Quarters: January, April, July, and October
Portland Pickles Credit Card
PNWFCU is proud to partner with the Portland Pickles to bring you a Visa card with special discounts and perks! Our Portland Pickles credit card is the ultimate choice for baseball enthusiasts and Portland Pickles fans. Some of the unique benefits of this credit card include:
- 10% off merchandise at the Pickles store when shopping in person
- $1 off all tickets purchased at the stadium box office with a Portland Pickles Visa
PNWFCU Credit Card Benefits
- No annual fee
- No cash advance fees
- No balance transfer fees
- Receive transaction alerts, turn your card on and off, and more, with Card Center
- Contactless card payment
- Visa protection benefits
Shop Safely With Your PNWFCU Visa Card
- Data encryption for secure transactions
- Continuous fraud monitoring to protect you from suspicious activity
- Contactless payment technology for enhanced security and added convenience
- Card Center to easily turn your card on and off and set alerts
Resources
Find out more about how to protect yourself and your card from fraud attempts, make payments, and manage your card, quickly and easily, from wherever you happen to be!
Card Travel Tips
Payment Center
Digital Wallet Solutions
Card Center
Fraud & Scam Resources
Card Payoff Calculator
How to Apply for a Visa Credit Card
- Step 1: Choose the Visa card you want and click the “Get Started” button below. This will take you to the application.
- Step 2: Provide your personal information, such as name, address, date of birth, and Social Security number to begin the application. Review the terms and conditions of the card and then submit it. Click here for our Visa Application Disclosures and Consumer Credit Card Agreement.
- Step 3: Once approved, enjoy your new credit card anywhere Visa is accepted! You can pay your monthly bill through our easy-to-use online portal or mobile app.
Credit Card FAQs
A No Annual Fee credit card doesn’t charge a yearly fee, ensuring you keep more of your money. Other cards often have annual costs that can add up over time.
Applying is easy. First, you need to be a PNWFCU member. Anyone is eligible to join who lives, worships, goes to school in, works (or regularly conducts business in) Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties in Oregon, as well as Clark and Skamania, Washington.
Eligibility is also extended to businesses and other legal entities located in those counties.
Next, you’ll fill out our online application, which includes:
- Information about the kind of card you want
- Details about you and your co-borrower (if any)
- Your income and other financial information
Then, you review and submit. It’s easy!
You can make credit card payments online using mobile and online banking, or by coming into a branch. You can also check your balance and view your transaction history online. Click here for more information on online payments.
There is a fee of 1.00% of each foreign transaction (in U.S. dollars). A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the United States, with the exception of U.S. military bases, U.S. territories, U.S. embassies or U.S. consulates. Transactions completed by merchants outside of the United States are considered foreign transactions, regardless of whether you are located inside or outside the United States at the time of the transaction.
Yes, you can transfer balances from other credit cards to your new PNWFCU card. Balance transfers are subject to current interest rates.
Card Center can be a terrific way to manage your credit card. Activate and deactivate your card, get alerts on transactions, mitigate fraud risk with notifications, and check your balance in real-time.
Find out more about the Card Center here.
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