In today’s tech-driven times, the way we handle transactions is changing rapidly thanks to digital payments. As a member of PNWFCU, you have access to a variety of digital payment options. Not sure exactly what digital payments are, or how to get started? Let’s break it down…

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What Are Digital Payments?

Digital payments refer to transactions that are processed electronically, eliminating the need for physical cash or checks. Digital transactions use technology to transfer funds between parties, whether for purchasing goods or transferring money. There are several different types of digital payments, including:

• Credit and Debit Cards: Transactions are made by swiping, inserting, or tapping your card, with funds being transferred electronically from your account or credit line.
• Digital Wallet: Apps like Apple Pay™, Google Pay, and Samsung Pay store your payment information securely on your smartphone, allowing for quick, encrypted, and easy payments.
• Mobile & Online Banking: Allows you to manage your finances, pay bills, and transfer money between accounts through your credit union’s mobile or online banking platforms.
• Peer-to-Peer (P2P) Apps: Apps like Zelle^® facilitate direct money transfers between individuals using their bank accounts or mobile numbers.

Why Digital Payments Matter

1. Convenience: Digital payments let you manage your finances from anywhere. With PNWFCU’s digital payment solutions you can pay bills, transfer funds, and shop online with ease. No need to visit a branch or track down cash or checks.
2. Speed: Digital transactions are usually processed instantly. Whether you’re sending money to a friend via Zelle^® or paying for groceries online with ApplePay™, digital payments ensure that your money moves quickly and efficiently.
3. Security: PNWFCU always prioritizes your security. Making digital payments through your Credit Union comes with advanced encryption and authentication features, protecting your personal and financial information.
4. Easy Tracking: With digital payments, tracking your spending becomes simple. Our mobile and online banking solutions allow you to monitor transactions, set up alerts, and manage your budget effortlessly.

Spotlight: Zelle^®

Zelle^® is a standout option for quick and easy money transfers and is conveniently located inside PNWFCU’s Online & Mobile banking options. Whether you’re splitting a bill or sending funds to family, Zelle^® makes it possible to send money directly from your PNWFCU account to anyone with a Zelle^® account in seconds. Additionally, unlike with services like Venmo, there are no associated fees with Zelle^®.

Make the Switch Today

Embrace the future of money management with digital payments through PNWFCU! You’ll benefit from the personalized service you’ve come to expect, plus you’ll enjoy the convenience, speed, and security of cashless transactions. It’s time to make the most of your financial experience—digitally!

More questions about digital payments? Contact us today! We’re happy to help.

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U.S. checking or savings account required to use Zelle^®. Transactions between enrolled users typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle^® directly through their financial institution’s online or mobile banking experience.

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Click here to review Zelle^® Terms & Conditions.

Copyright © 2024 Pacific NW Federal Credit Union. All rights reserved. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.