Certificates & IRAs

Earn higher interest on your savings with a certificate of deposit (CD) account. You have the option of rolling the interest you earn back into the certificate, having it transferred to your checking account, or withdrawing it as a check. Click here to view our CD and IRA rates.

Save With a High-Yield CD!

We’re offering two high-yield CD and IRA accounts:

6-Month at 4.00% APY*
12-Month at 4.00% APY*
High fixed rates with a guaranteed return
Accounts federally insured to at least $250,000 by NCUA

Lock in your CD to start saving! Click here for more rates.

Open a CD

Call or email us to open a CD or for more information.

*APY = Annual Percentage Yield. Rate as of 1/13/25 and is subject to change without notice. Minimum opening deposit is $1,000. Minimum balance for Youth Certificates is $100. The maximum deposit per each CD special is $250,000 per member. See disclosures and other rates here.

Thinking About Opening an IRA?

It’s never too early to start saving for your retirement or your child’s education. Consider opening a traditional or Roth IRA, or a Coverdell Education Savings Account (Education IRA) to help pay for your child’s educational expenses. We are here to help you save for your future.

Are you not sure which IRA might be right for you? Learn more in this article comparing traditional and Roth IRAs.

Call or email us to open an IRA or for more information.